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Bed & Breakfast Program

Bed & Breakfast owners provide their own unique form of hospitality to their guests. Since each B & B is a unique operation, the Bed & Breakfast owner has unique insurance policy coverage needs  that are not the same as cookie cutter accommodations.

Coverages Available                                                             Optional Coverages

  • Building and contents coverage
  • Loss of income or extra expense
  • Valuable papers and records
  • Outdoor signs
  • Papers and records
  • Property off-premises
  • Fire Department service charges
  • Separate homeowners coverage available
  • Umbrella Liability
  • Liability

 

  • Accounts receivable
  • Computers (hardware & software)
  • Money and Securities
  • Fine arts / antiques
  • Employee dishonesty
  • Glass
  • Outdoor signs
  • Spoilage
  • Earthquake
  • Ordinance of Law
  • And more .....


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